Travel mishaps and emergencies can happen to anyone at anytime, which is why it is important to have travel insurance. Whatever your purpose of travel – business trips, vacations, family visits – travel insurance provides complete travel and medical protection, so you’re covered when the unexpected happens.
Most domestic health insurance policies do not cover travelers outside of their home country. If you require medical attention overseas and do not have travel insurance, you may find yourself paying thousands of dollars in medical bills out of pocket. Illnesses and injuries might occur during your travels, and minor treatments such as doctor visits and prescription medications could cost you a few hundred dollars in some countries. More serious incidents such as emergency medical evacuation and surgery could leave you with medical bills as high as a couple hundred thousand dollars. Travel insurance pays for covered expenses, so you don’t have to worry about dealing with a financial disaster when your return from your trip.
Other travel benefits are also included in most travel insurance policies. In the event that your baggage is lost or stolen or you have to cancel or end your trip early, travel insurance reimburses your lost items and trip costs. Travelers should not assume their airline will reimburse them for luggage, hotel stays, and flight changes in the case of a flight cancellation or delay; in many cases travelers are left paying out of pocket for such expenses. With travel insurance, many of these expenses are covered, so you can continue your trip without added trip costs and stress.
There are a variety of affordable travel insurance plans available to fit your personal travel needs, and it’s easy to find and purchase the perfect policy online. Plans are recommended based on your age, destination, and travel plans, so you’re sure to find the best policy for your trip.
Traveling without insurance can be risky, but having travel insurance gives you peace of mind knowing you’re protected during unexpected travel and medical emergencies. The likelihood of experiencing an emergency abroad might be low, but in the event that you do need to use your travel insurance, you’ll be glad you have it.
What Travel Insurance Covers
- Baggage Loss
- Trip Cancellation & Trip Interruption
- Ambulance Expenses
- Surgical Treatment
- Prescription Medications
- Emergency Medical Evacuation
- Accidental Death & Dismemberment
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